The same spending on the Platinum card would earn $0 in rewards, and that gap in returned value would replicate every year. Assuming none of those purchases are hotels or rental cars booked through Capital One, then that $6,000 in spending on the Quicksilver card would earn $90 of rewards each year. To illustrate the difference, consider a cardholder who charges an average of $500 per month ($6,000 annually). That means with respect to your return on purchases, the Platinum card falls short of not only the Quicksilver card, but also other cards in its own class. A lack of rewards is also common among credit cards for fair credit, but not universal, as several competing card products offer cash-back rates of 1% or higher. The Capital One Platinum Card also has a simple, consistent rewards structure: It doesn't earn points, miles, or cash back of any kind for ongoing spending. Your rewards won't expire so long as your account remains open and in good standing, so you can save them up or cash them out as frequently as you'd like. You can redeem rewards as a statement credit to your card account (among other options) with no minimum redemption threshold. You'll earn 5% cash back on hotels and car rentals booked through the Capital One travel portal, plus unlimited 1.5% cash back on all other purchases. The Quicksilver Cash Rewards Card has a simple, consistent rewards structure. The lack of a welcome bonus is just one of several ways the Platinum card fails to measure up to the Quicksilver card. This is common among credit cards for average or fair credit, though some cards in that class still come with incentives to apply (like an introductory 0% APR or cash back match). In comparison, the Capital One Platinum Card does not offer a welcome bonus. ![]() The Quicksilver Cash Rewards Card offers a one-time $200 cash bonus once you spend $500 on purchases within three months of account opening. Plenty of credit cards come with more s ubstantial sign-up bonuses, but the Quicksilver welcome offer is on par with what you'll get from other top no-annual-fee credit cards. The contrast between these two cards is apparent from the outset due to their disparate welcome bonuses. U.S.Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.Bank Altitude® Reserve Visa Infinite® Card Bank Altitude® Connect Visa Signature® Card USAA Eagle Navigator™ Visa Signature® Credit Card.Truist Business Travel Rewards credit card.Southwest Rapid Rewards® Performance Business Credit Card.PenFed Pathfinder® Rewards Visa Signature® Card.Navy Federal's Visa Signature® Flagship Rewards Card.Marriott Bonvoy Brilliant™ American Express® Card.IHG One Rewards Premier Business Credit Card.Diners Club® Carte Blanche® Corporate Card.Delta SkyMiles® Reserve American Express Card. ![]() Delta SkyMiles® Platinum American Express Card.Citi® / AAdvantage® Executive World Elite TM MasterCard®. ![]() Bank of America® Premium Rewards® credit card.American Airlines Credit Union Visa® Signature credit.This information is subject to change without notice in the sole discretion of the vendor and TSA cannot guarantee that it is accurate or up to date. TSA provides these links for convenience only and does not endorse any of these companies, their products or services.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |